https://www.ruhlmortgage.com/LawrenceDavis.html

Sandy Howard

C. (563) 357-7649
Clinton Office
301 North Second Street
Clinton, IA 52732

View My Listings

Meeting and working with new people to provide excellent service and knowledge with their real estate transactions is what I take pride in.  As we all know purchasing a home is one of the biggest decisions in life we make. I will listen to what my clients want, make them feel comfortable and assist them through the entire process. 

I am an Iowa native, but have lived and worked on both sides of the river, so it is a privilege to help people buy and sell homes in all of these areas. It is my goal to help people understand what happens in a real estate transaction and what my role is in the process.  I bring value to them with my 23 years of experience as a Mortgage Loan officer where I have helped many families through the loan process into home ownership.

When I’m not busy with real estate transactions I enjoy spending time boating, camping, or traveling with my family and friends.  The scenic river views, parks, recreation, bike path that travels the river to Eagle Point park are breathtaking and an added addition to our community.

 

Specialties

  • Excellence in Service Award
  • Platinum Club Sales Achievement 2021
  • Community Involvement Award 2020
  • Gold Club Sales Achievement 2020
  • Community Involvement Award 2019
  • Gold Club Sales Achievement 2019
  • Ruhl Mortgage Top Performer Clinton 2018
  • New Associate of the Year Clinton 2017
  • Assist with 1st Time Homebuyers
  • Lots, Land or Farmettes

Testimonials

Star icon Star icon Star icon Star icon Star icon Kurt Rath & Paula Thoele

We enjoyed working with Sandy. She was encouraging and positive. Her advice was fantastic. It was always easy to reach her with questions and she kept us informed at all times!

Star icon Star icon Star icon Star icon Star icon Carl Sweetman

Star icon Star icon Star icon Star icon Star icon Dwaine Boehde

Read More

My Listings

My Sold Listings

For Sale Sold

View All

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/23/2026. The listing information on this page last changed on 05/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/23/2026 12:23:09 PM EST) or MRED MLS (last updated Sat 05/23/2026 12:14:45 PM EST) or SCWMLS (last updated Sat 05/23/2026 12:19:20 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 05/23/2026 12:04:09 PM EST) or Cedar Rapids MLS (last updated Sat 05/23/2026 12:19:16 PM EST) or NEIRBR MLS (last updated Sat 05/23/2026 12:19:03 PM EST) or ICAAR MLS (last updated Sat 05/23/2026 12:18:10 PM EST) or ECIMLS (last updated Sat 05/23/2026 12:16:14 PM EST) or RMLSA (last updated Sat 05/23/2026 12:20:58 PM EST) or Muscatine MLS (last updated Sat 05/23/2026 12:15:52 PM EST) or No Coast MLS (last updated Sat 05/23/2026 12:14:31 PM EST). Real estate listings held by brokerage firms other than Ruhl & Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.






Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: Licensed in IA & IL

Login to My Homefinder

Pixel